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Karwa Chauth 2022 From Woman’s First Account to SIPs – 5 financial gifts you can give to your wife

Karwa Chauth 2022: Preparations are in full swing for both wife and husband alike ahead of the Karwa chauth which falls on October 13, 2022.

Married women usually fasts, without eating or drinking water, for the entire day for the good health and longevity of their husband on this special occasion. Husbands can make their love feel unqiue on this special day by planning an amazing gift for her. This could be a ring, saree, perfume, handbag, clothes or jewellery. 

However, if you’re having trouble deciding what to gift your wife this Karwa Chauth, try gifting her financial security to make her future secure.


Here are some ideas 



Women’s Savings Account 


A women’s savings account in HDFC bank is customized espcially for the woman of today. There are special benefits like preferential pricing on products including loans, offers & cashback on shopping and free insurance cover.

Women can earn higher interest on money lying idle with automatic sweep facility. To open a Women’s Savings Bank Account, a minimum initial deposit of Rs. 10,000 is required for Metro & Urban branches.



Woman’s First Savings Account


There are higher interest rates on woman’s first saving account. The bank also offers exclusive Woman’s First Debit Card, with vouchers worth Rs. 2,500, on activation of the card. 

The bank offers savings account interest rate at 6.25% per annum while Fixed Deposits interest rate stands at 7.25% per annum. 




SIP has gained a lot of popularity among mutual fund investors over the years. The advantages of mutual funds include  diversification, liquidity, and professional management. Mutual fund scores over many good investment options today with a good UI platform, and easy to invest options which will be really helpful for women. 




Despite the fact that we are witnessing high inflation, and economic uncertainties around the globe, gold has not lost its sheen. Gold investments can never go bankrupt. It may not be used as currency today but its role in money makes it superior to any currency. 


Public Provident Fund (PPF)


If there has been one investment scheme that has continued to rule for decades is the Public Provident Fund (PPF). The craze for this investment scheme has not waned over the years. It’s a risk free investment scheme with promising returns due to its compounding power. The annual investment amount ranges from Rs 500 to Rs 1.5 lakh.


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